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MD • State Guide

Maryland Lottery Tax Guide

Maryland taxes lottery winnings at a state rate of 8.95%. Below is everything you need to know about taxes, anonymity, and claiming a prize in Maryland.

State Tax Rate
8.95%
Anonymous Claim
Yes
Trust / LLC
Trust: YesLLC: Yes
Claim Deadline
182 days
Official Lottery
Last Verified
—

Lottery Taxes in Maryland

Maryland applies a state lottery tax rate of 8.95% on winnings. This is withheld or owed in addition to federal taxes. The IRS withholds 24% federally on large prizes, and the top federal marginal rate of 37% typically applies to jackpot-level winnings.

Local tax notes: Additional local taxes up to 3.2% may apply

Anonymity & Claiming in Maryland

Anonymous claiming: Maryland allows winners to remain anonymous, so your name and identity can stay out of the public record when you claim a prize.

Claiming via trust: Permitted in Maryland. A trust can help protect your privacy and manage how the prize is distributed.

Claiming via LLC: Permitted in Maryland.

Claim deadline: You have 182 days to claim a prize in Maryland.

Estimate Your Take-Home in Maryland

Use our free lottery tax calculator to see your estimated net payout after federal and state taxes.

Calculate After Taxes

Lottery tax calculations are estimates only and may not reflect your final tax liability. This website does not provide legal, tax, financial, or investment advice. Always consult a qualified CPA, lottery attorney, estate attorney, and fiduciary financial advisor before claiming a prize.

Frequently Asked Questions